Your personal finance assistant

Your money
finally texts
you back.

Watni's your personal finance assistant — it builds your financial plan and actually moves the money, but only after you say go.

No spam, no fake urgency. Just a heads up when we launch.

🛟
Emergency fund
Auto-moved from checking
+$40
✈️
Japan trip goal
On track for March
+$12/day
💳
High-interest card
Extra payment applied
−$75
📈
Roth IRA
Monthly contribution sent
+$150

Most finance assistants talk. Watni's the one that actually does it.

Why finance apps let you down

You're not bad with money. The apps are just bad at their job.

01

Assistants that just chat

Most finance assistants are chatbots that explain your spending back to you. They never actually do anything about it.

02

Advice with a velvet rope

Most advisors won't return your call without $50K sitting around. Cool, if you're not 23.

03

Trust issues, both ways

Only 1 in 5 people would let an AI touch their bank account. Fair. That's why permission comes first, not last.

Four steps. Zero spreadsheets.

From "I should really deal with money" to actually dealt with.

01 · LINK

Connect your accounts

Banks, cards, whatever you've got. Takes two minutes, not a Saturday.

02 · PLAN

Get a real plan

Your assistant builds a plan around your actual goals — rent, a trip, a house, whatever's next.

03 · APPROVE

Say yes (or tweak it)

Nothing moves until you approve it. Change anything you don't like.

04 · DONE

It just happens

Accounts open, money moves, goals get funded. You just check in sometimes.

What it actually does

Not a chatbot that talks about your money. A personal finance assistant that actually gets it done.

🔗

Sees everything at once

Every bank, card, and investment account, finally in one feed instead of six tabs.

🎯

Builds your goals for you

Tell it what you're saving for. It works out how much, how fast, and from where.

💡

Finds the right accounts

Matches you to accounts, loans, or policies that actually fit — no research rabbit holes.

📂

Opens accounts for you

Once you approve, it sets things up. No forms at 11pm, no forgetting to finish later.

⚙️

Splits your money smartly

Patented cash-flow logic decides how much goes where, automatically, every time.

PATENTED LOGIC

Actually moves the money

Not just advice — real transfers, on schedule, watched the whole way through.

It never moves money you didn't approve.

No discretion, no fine print letting us do whatever we want. Every standing rule your assistant runs on came from you first.

You approve every planNothing executes without a plan you said yes to.
Bank-level securityYour data's encrypted the same way your bank encrypts it.
Pause or cancel, anytimeNo lock-ins, no "are you sure" guilt trips.

One plan. No catch.

No asset minimums. No surprises.

WATNI MEMBERSHIP
$15/month
  • Unlimited goals & accounts
  • Automated account opening & funding
  • Patented cash-flow allocation
  • Cancel anytime, no questions
Get early access

Questions you're probably asking

Can it actually take money out of my account?

Only what you approve, only on the schedule you approve. You can pause or cancel any part of it whenever you want.

Is my data safe?

Your accounts connect through the same secure infrastructure banks and other finance apps use. Watni never sees your login credentials.

What's the actual catch?

No catch. Flat monthly fee, no asset minimums.

Do I need to know anything about investing?

Nope. That's kind of the whole point.

What if I want to do something myself instead?

Go for it. Approve the parts you want automated and skip the rest — it's your call, every time.